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Business Credit Scoring: Is It a Killer Application or Application Killer?
Submitted Sunday, March 18, 2007 / Views 72 / Comment (0)
In his 1968 seminal novel, 2001: A Space Odyssey, Arthur Clark introduced HAL, a spaceship computer with artificial intelligence. Mission engineers designed HAL to carry out an array of technical orders to safeguard the ship's mission. HAL operated flawlessly until it reported the failed operation of a ship system that was operating perfectly. Rather than correct the mistake, HAL's logic dictated that it would be more efficient to kill the ship's crew. Ever the polite computer, HAL killed quickly and quietly until it was unplugged by the sole remaining crewmember, Dave Bowman.
Many small business owners believe that HAL's progeny are carrying out HAL's murderous mission in the small business credit arena. Computers now make important credit decisions for major banks and financing companies. Each day in the U.S., computers with fancy algorithms score thousands of small business credit transactions. Though credit-scoring models work well for most small companies, many believe these systems, like HAL, have run amuck. Routinely, transactions with low scores are turned down and applicants are notified of the decision by computer-generated rejection letters.
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Let Her Be Covered Part Three
Submitted Sunday, March 18, 2007 / Views 62 / Comment (0)
Now, let's recall again the text: "Let her be covered." That is God's decree.
All right, let who be covered? That is question number 4. "Who is to be covered?" If this is for Mennonites only, as some wrongly suppose, then it ought to read "let every Mennonite sister be covered." But the text has in it no such limitation. This is not a denominational teaching. This is a Bible teaching.
Already in verse 3 we are being prepared to think in a much broader scope, for there, where the principle is in focus, it is stated that the head of EVERY man is Christ. No exception is made. Christ is the authority figure for every man, whether or not he obeys Him, Christ is his head. And, by the same token, man remains woman's God-appointed head, whether or not she submits. And then when we come to the application, verses 4-6, again it's EVERY woman and EVERY man, indicating the widest possible application, conveying the idea that this practice is intended to be universal. There's also no reference here to marriage, which eliminates the idea that this is applicable only to women who are married. You may sometime be confronted with that idea. Really, the headship of man over woman is an aspect of God's government in this world. And, as such, it is not limited only to life in the Kingdom of God. But, since judgment begins at the house of God, Paul is here singling out an instance that would constitute a violation in the context of church life.
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Toxins Make You Fat and Shorten Your Life
Submitted Sunday, March 18, 2007 / Views 59 / Comment (0)
When your body is toxic, toxins hide and embed themselves in your body fat. This causes your cells and organs to become sluggish and lose efficiency. The fatter you are, the more toxins you can store. As your organs and body systems lose their ability to function properly, they lose their ability to metabolize and process fat effectively. This is one reason why some of you find it difficult to lose weight - your body is not functioning properly.When you start to lose weight, this causes fat to be used up in your cells as energy and causes toxins to be released into your blood stream. If you lose weight to fast, you will have excess toxins released into your blood and this creates a variety of unhealthy symptoms and conditions - headaches, mucus, flu like symptoms, joint pains. Excessive toxins in your blood can remain there for over a year and cause you harm and that is why you need to lose weight slowly - like 2 lbs a week.What are toxins and where do toxins really come from? They come from
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How to Negotiate Rates with a Freelance Copywriting Expert
Submitted Sunday, March 18, 2007 / Views 74 / Comment (0)
Lots of people who seek out my copywriting services are concerned about money. Rightfully so. I'm a small business owner too, and I know what it is to have that do-it-yourself mindset. (It's exhausting!) But entrepreneurs like you and I often overlook the very reason to contract a job out in the first place. Which is: the terms of the contract and the amount of money spent are totally controlled by you!
The contracted project affords a win-win situation. This is not You vs. a Corporation; this is just an individual with a need, and a single service provider who can answer that need. Who wouldn't jump at the chance to negotiate a terrific deal on a job that's done to their exact specifications?
My guess is, the biggest reason people shy away from contracted jobs is the same reason people don't do a lot of things: Fear of the Unfamiliar. Allow me to familiarize you with the ways of the freelance writing world. Here's how to curb copywriting costs while getting the most bang for your buck!
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Feng Shui for Your Health and Vitality
Submitted Sunday, March 18, 2007 / Views 60 / Comment (1)
How many of us wake up in the morning feeling refreshed, happy and full of energy? How many of us, after a few hours in the office, still feel full of energy? Why certain environments uplift our spirits and make us breathe deeper, while others drain our energy? We seem to have forgotten how deeply connected we are with the space we live in and how important is for our well being to live in a balanced environment.
As our lives are certainly not getting easier, the need to create a healthy and vibrant home environment cannot be overestimated. We have to have a safe, peaceful and energetically balanced space where our bodies can let down the daylong protective shield and focus on regenerating and self-healing.
Feng Shui is an ancient art and science that has been used for over 5,000 years to heal, balance and enrich people's lives. It is a very complex body of knowledge that reveals how humans are connected to their environment and shows numerous ways to change specific aspects of one's life by changing the living or working space.
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